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 30 Yr. Fixed  Cost                 30 Yr. Fixed Int. Only  Cost 

Rate    12  Day  20 Day  30 Day       Rate      12 Day   20 Day   30 Day     

6.125%  0.500   0.875    1.000        6.500%   0.500    0.875   1.000        

6.250%  0.000   0.500    0.375        6.250%   0.000    0.375   0.500     

   6.500%  0.000   0.000    0.125        6.750%  0.000     0.000   0.125       

15 Yr. Fixed    Cost                   90%  Jumbo   30 Yr. Fixed

Rate      12 Day      20 Day   30 Day     Rate      12 day   20 day   30 day

5.750%  6.250      0.875      1.000        6.375%   0.500     0.875    1.000

5.875      0.125       0.500     0.625        6.500       0.000     0.375    0.500

6.00        0.000      0.125      0.250        6.625       0.000     0.000    0.000

6.000      0.000      0.125      0.250        0.000      0.000     0.000    0.000

6.125      0.000      0.000      0.000        0.000       0.000    0.000    0.000

Some add on and or Buydown adjustments may apply!. Other lower rates are available, call or e-mail for details

All Rates and programs are subject to change without notice. The above Fixed Rates are quoted for borrowers with credit scores of 720 and above

 Some add on and or Buy Down adjustments may apply!.   

Other Programs vailable:

Loans for Good Credit or Damaged Credit

 Loans For First Time Buyers with seller assistance allowed 

Fixed Rate Seconds - Non Prime - Home Equity Lines 

Adjustable Rate Mortgages  (ARMs)  

Hybrid  ARM Loans 5-7 & 10 Yr Fixed Rate Loans and

 Interest Only Loans 

For additional information call:

Pete Ruiz: Cell: # 619-244-3123  

E mail us at: ruizbrokerserv@cox.net